Bad Credit Car Loans Ontario

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Now You Can Get The Car You Really Want…

We Give Instant Auto Financing Even With Poor or No Credit

Apply online and secure an approval for a new car in Ontario even with:

  • Unpaid Collection
  • Overdue Payments
  • Low Credit
  • Recently Migrated to Country
  • Strong Credit
  • No Credit
  • Bankruptcy
  • Repossession
  • Divorcee

Three simple requirements in Ontario to get approved fast

  • Can afford auto insurance coverage
  • Monthly regular compensation of $1800 or more
  • Legit driver’s license
bad credit car loans ontario

Become an Owner of a New Car Without Any Money Down

We are proud to be the leading bad credit car loans Ontario provider. Anyone can apply and get approved for a new or used vehicle even with terrible credit. More importantly, we don’t require any down payment or cosigner. Just fill out our online application and we will approve you in 24 hours. Apply inside the comforts of your home through your mobile phone or tab. No need for annoying paperwork or endless requirements. That’s how simple our auto loan process works. 

We finance any type of vehicle that you are interested in. Apply now and get approved for a financing plan of up to $40,000. Here at New Car Canada, we believe that ever car buyer deserves a shot to choose the car that they truly want. New Car Canada has tons of car dealership associates in Ontario. If you apply right now, we can immediately connect you to one of our partners and discuss about your car purchase. All approvals are guaranteed. We don’t base our approval on your credit. As long as you have a job that pays $1,800 a month, we will finance any car that you want.

After You’re Approved… Choose The Brand Of Car You Like.

Mazda Mitschubuschi Subaru Mercedes Toyota Smart Lexus Scion Fiat Hyundai Nissan Kia Ford Honda Chrysler Ram Jeep Mini Dodge BMW Alfa Romeo Acura

Virginia‘s Quickest and Simplest Auto Loan Process

We make car shopping easy.

  • Free Application. No Down Payment Needed.
  • Guaranteed approval even with serious credit problems
  • Affordable rates and very minimal requirements
  • We finance any vehicle that you want up to $40,000
  • No SIN# Required
  • Simple application process. Get approved in 24 hours!
bad credit car loans ontario - select a vehicle
bad credit car loans ontario - get approved
why choose bad credit car loans ontario

Highest approval rate in Ontario.

You don’t need to have a perfect credit just to buy a car in Ontario. To get instant financing from us regardless of credit, simply have a gross salary of at least $1,800 per month. Apply online and get approved without leaving your home. We give all car buyers various types of car financing. Car buyers with bankruptcy, collections, foreclosures and repossessions can get affordable bad credit car loans Ontario and car loans British Columbia offer from us. Don’t limit yourself to traditional lenders that give ridiculously expensive rates. Our requirements are very minimal and you can access us anytime you want. is available 24/7.

Don’t hesitate to contact us with your financing needs. Hurry and apply today!


Limiting Your Inquiry

Needless to say, when applying for a car loan, lenders will look at your credit report thus making it an inquiry. There are two types of inquiries namely soft inquiry and hard inquiry. While soft inquiries won’t have any impact on your credit score, hard inquiries can lower your credit. Hard inquiries occur when a lender checks your credit report in order to make a decision whether you are eligible for a loan or not. This includes applying for a car loan, house mortgage and credit card applications. The damage left by a hard inquiry can remain up to two years on your credit report although eventually it will disappear as time goes by.

To lessen the impact of a hard inquiry, it is recommended to limit all car loan inquiries within two weeks. All inquiries within this period will be clumped together thus resulting as a single inquiry. It is very important to shop for rates when applying for an auto loan so as to ascertain and compare the different rates offered by various lending companies. However, you should also do it fast to avoid unnecessary damage to your credit. Doing advance research over the internet can be of great help before applying right away.

Car loans Ontario


Clarington, Canada


One of the most heavily populated and arguably the most popular province of Canada, Ontario is an aggregate of highly developed  cities particularly the Greater Toronto Area.  Ontario leads the way in terms of manufacturing accounting for more or less 50% of Canada’s manufactured goods.

Moreover, this province is home to various car manufacturing brands such as Chrysler, Honda, Toyota, Ford, and General Motors. Residents and visitors enjoy beautiful natural landscapes and scenery. With how competitive the auto finance market is in Ontario, locking in to a cheap auto loan is easy. Despite their exceptional transport system, owning your own private ride takes away all the hassle and gives you more freedom to explore this amazing province.