"Applied Wednesday morning and got approved 3 hours later. New Car Canada gave me no obligation to buy free financing to own quotes for a Cruze, a Civic, and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I'm really happy with NCC and how they connected me with a dealer that approves not so great credit like mine..."
We are proud to be the leading auto loan provider in Ontario. Anyone can apply and get approved for a new or used vehicle even with terrible credit. More importantly, we don't require any down payment or cosigner. Just fill out our online application and we will approve you in 24 hours. Apply inside the comforts of your home through your mobile phone or tab. No need for annoying paperwork or endless requirements. That's how simple our auto loan process works.
We finance any type of vehicle that you are interested in. Apply now and get approved for a financing plan of up to $40,000. Here at New Car Canada, we believe that ever car buyer deserves a shot to choose the car that they truly want. New Car Canada has tons of car dealership associates in Ontario. If you apply right now, we can immediately connect you to one of our partners and discuss about your car purchase. All approvals are guaranteed. We don't base our approval on your credit. As long as you have a job that pays $1,800 a month, we will finance any car that you want.
You don't need to have a perfect credit just to buy a car in Ontario. To get instant financing from us regardless of credit, simply have a gross salary of at least $1,800 per month. Apply online and get approved without leaving your home. We give all car buyers various types of car financing. Car buyers with bankruptcy, collections, foreclosures and repossessions can get a cheap auto financing offer from us. Don't limit yourself to traditional lenders that give ridiculously expensive rates. Our requirements are very minimal and you can access us anytime you want. We are available 24/7.
Don't hesitate to contact us with your financing needs. Hurry and apply today!
Needless to say, when applying for a car loan, lenders will look at your credit report thus making it an inquiry. There are two types of inquiries namely soft inquiry and hard inquiry. While soft inquiries won't have any impact on your credit score, hard inquiries can lower your credit. Hard inquiries occur when a lender checks your credit report in order to make a decision whether you are eligible for a loan or not. This includes applying for a car loan, house mortgage and credit card applications. The damage left by a hard inquiry can remain up to two years on your credit report although eventually it will disappear as time goes by.
To lessen the impact of a hard inquiry, it is recommended to limit all car loan inquiries within two weeks. All inquiries within this period will be clumped together thus resulting as a single inquiry. It is very important to shop for rates when applying for an auto loan so as to ascertain and compare the different rates offered by various lending companies. However, you should also do it fast to avoid unnecessary damage to your credit. Doing advance research over the internet can be of great help before applying right away.
One of the most heavily populated and arguably the most popular province of Canada, Ontario is an aggregate of highly developed cities particularly the Greater Toronto Area. Ontario leads the way in terms of manufacturing accounting for more or less 50% of Canada's manufactured goods.
Moreover, this province is home to various car manufacturing brands such as Chrysler, Honda, Toyota, Ford, and General Motors. Residents and visitors enjoy beautiful natural landscapes and scenery. With how competitive the auto finance market is in Ontario, locking in to a cheap auto loan is easy. Despite their exceptional transport system, owning your own private ride takes away all the hassle and gives you more freedom to explore this amazing province.